Legal & Policies

FSA – Personal

These are the Terms and Conditions that govern the operation of Personal accounts at the Credit Union. Your continued use of the account is your agreement to these Terms and Conditions.

Read Financial Services Agreement – Personal

FSA – Business

These are the Terms and Conditions that govern the operation of Business accounts at the Credit Union. Your continued use of the account is your agreement to these Terms and Conditions.

Read Financial Services Agreement – Business

Edam Credit Union is committed to protecting our members, and one of the ways we do that is by following the Code of Conduct set out by the Credit and Debit Card Industry in Canada, as well as the Canadian Code of Practice for Consumer Debit Card Services. These codes were designed to protect credit union members’ interests related to the issuance and acceptance of payment cards, and to the operation of payment card networks.

For more information, please visit:

Canadian Code of Practice for Consumer Debit Card Services

Code of Conduct for the Credit and Debit Card Industry in Canada

The Electronic Services Agreement contains the terms that apply to your access and use of our electronic services, including Online Banking, Mobile Banking and Telephone Banking. Please carefully read this entire Agreement before you use the Services. Each time you access or use the Services, you confirm your acceptance of the terms and conditions contained in this Agreement.

Read Electronic Services Agreement

Disclaimer:

Edam Credit Union does not guarantee the accuracy, timeliness or completeness of any information or document on the Edam Credit Union website and may make changes to the information on this website, or to the products and services described in them, at any time without notice. Edam Credit Union makes no representations whatsoever about any other website which you may access through this one. Edam Credit Union recommends that you install appropriate anti-virus or other protective software to protect yourself from such items.

Trademarks:

®Apple Pay, iPhone, Apple Watch, Face ID, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

® ACCULINK is a registered trademark owned by Canadian Credit Union Association and is used under license.

®CIRRUS is a registered trademark owned by Cirrus Systems Inc. and is used under license.

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

®Collabria trademark is Collabria Financial Services' property.

®DING FREE & Design are registered trademarks of Central 1 Credit Union, used under license.

Deposit Anywhere™ is a trademark of Central 1 Credit Union and used under license.

™GLOBE IN HANDS Design is a certification mark owned by the World Council of Credit Unions, used under license.

™Google Pay is a trademark of Google LLC.

®HANDS & GLOBE Design is a registered certification mark owned by the World Council of Credit Unions and is used under license.

®INTERAC is a registered trademark owned by Interac Inc. and is used under license.

®Lock’N’Block is a registered trademark of Everlink Payment Services Inc.

®MAESTRO is a registered trademark owned by Maestro International Inc. and is used under license.

®MEMBER CARD and MEMBER CARD & Design are registered certification marks owned by Canadian Credit Union Association and are used under license.

®MemberDirect and Design are registered trademarks owned by Canadian Credit Union Association and are used under license.

®PLAN 24 is a registered trademark owned by Canadian Credit Union Association and is used under license.