Loans & Lines of Credit
From covering expenses to financing big goals, our loans and lines of credit are tailored to support your needs.
Find the borrowing option for you
Line of Credit
Add an authorized overdraft to your chequing account to cover any unexpected expenses before payday. You only pay interest on amounts used, calculated on the minimum daily balance.
Quick Loan
Enjoy ongoing access to loan funds without the need to re-apply. Once you've paid your loan down, simply request more funds be re-advanced and deposited to your account of choice.
Term Loan
Borrow a lumpsum with a specific term and repayment schedule to help you fund any goal – be that a car, furniture, appliances or consolidating debt to lower your interest costs.
Dealer Financing
Conveniently finance a vehicle, RV, quad or boat right at the dealership – just ask for financing via Edam Credit Union or get pre-approved at our office. Available throughout Saskatchewan.
RRSP Loan
Take full advantage of your RRSP deduction limit, minimize the tax you pay and achieve the secure, comfortable retirement you dream about.
Education Loan
Get assistance covering the costs of post-secondary education. Students make interest-only payments while attending school, with a 6-month grace period after graduation.
Ready to get set up?
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Get a mortgage that flexes to fit your needs
No matter your needs, we offer the flexible, competitive mortgage options and expert support to help.
Find the credit card you need for the life you lead
We offer a range of credit cards to fit your lifestyle, from travel rewards and cash back to US dollar.
Loan Calculator
See how much you can afford to borrow and explore the payment options available to you.